CartFlow

For group members

Know what you owe, when to pay, what you receive, and how to raise a correction — without scrolling a WhatsApp thread at midnight.

Join with an invite link

Your share

Item ownership and split rules stay visible before you pay.

Licensed rails

STK pushes run through licensed PSPs. CartFlow reconciles; it does not hold deposits.

Receipt & allocation

Confirm what arrived. Flag shortages without breaking the whole group order.

Next cycle

Opt into the next week with last cycle’s memory — only with your consent.

CartFlow is not a bank, payment institution, escrow provider, or lender. Contributions and settlements are processed by licensed payment service providers. Balances shown are ledger views over PSP-held or PSP-processed funds.